Wednesday, July 29, 2015

Quotes from Abdul Kalam

29/7/15 7:47:58 pm: Kwee! Chang: "Don't take rest after your first victory because if you fail in second, more lips are waiting to say that your first victory was just luck." - A.P.J Abdul Kalam

"All Birds find shelter during a rain. But Eagle avoids rain by flying above the Clouds." - A.P.J Abdul Kalam

"Failure will never overtake me if my definition to succeed is strong enough". - A.P.J Abdul Kalam

"Man needs difficulties in life because they are necessary to enjoy the success." - A.P.J Abdul Kalam

"If you want to shine like a sun. First burn like a sun." - A.P.J Abdul Kalam

"It is very easy to defeat someone, but it is very hard to win someone" - A.P.J Abdul Kalam

"All of us do not have equal talent. But , all of us have an equal opportunity to develop our talents." - A.P.J Abdul Kalam

" Be more dedicated to making solid achievements than in running after swift but synthetic happiness." -A.P.J Abdul Kalam

"Thinking should become your capital asset, no matter whatever ups and downs you come across in your life." - A.P.J Abdul Kalam

" Without your involvement you can't succeed. With your involvement you can't fail. " - A.P.J Abdul Kalam
29/7/15 7:47:58 pm: Kwee! Chang: http://www.channelnewsasia.com/mobile/asiapacific/uncertain-times-fuel-occu/2014632.html


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Tuesday, July 28, 2015

LESSONS OF LIFE

LESSONS OF LIFE

There was a man who had four sons. He wanted his sons to learn not to judge things too quickly. So he sent them each on a quest, in turn, to go and look at a pear tree that was a great distance away. The first son went in the winter, the second in the spring, the third in summer, and the youngest son in the fall.

When they had all gone and come back, he called them together to describe what they had seen. The first son said that the tree was ugly, bent, and twisted. The second son said no it was covered with green buds and full of promise. The third son disagreed; he said it was laden with blossoms that smelled so sweet and looked so beautiful, it was the most graceful thing he had ever seen. The last son disagreed with all of them; he said it was ripe and drooping with fruit, full of life and fulfillment.

The man then explained to his sons that they were all right, because they had each seen but only one season in the tree's life. He told them that you cannot judge a tree, or a person, by only one season, and that the essence of who they are and the pleasure, joy, and love that come from that life can only be measured at the end, when all the seasons are up.

If you give up when it's winter, you will miss the promise of your spring, the beauty of your summer, fulfillment of your fall. Don't let the pain of one season destroy the joy of all the rest. Don't judge life by one difficult season. Persevere through the difficult patches and better times are sure to come sometime or later.

An Inspirational article shared by my friend.

Fuji Apples From China.pdf

Sunday, July 19, 2015

The test of three

19/7/15 10:33:55 am: Kwee! Chang: In ancient Greece (469 - 399 BC), Socrates was widely lauded for his wisdom. One day the great philosopher came upon an acquaintance who ran up to him excitedly and said, "Socrates, do you know what I just heard about one of your students?"

"Wait a moment," Socrates replied. "Before you tell me I'd like you to pass a little test. It's called the Test of Three."

"Test of Three?"

"That's right," Socrates continued. "Before you talk to me about my student let's take a moment to test what you're going to say. The first test is Truth. Have you made absolutely sure that what you are about to tell me is true?"

No," the man said, "actually I just heard about It."

"All right," said Socrates. "So you don't really know if it's true or not. Now let's try the second test, the test of Goodness. Is what you are about to tell me about my student something good?"

"No, on the contrary..."

"So," Socrates continued, "you want to tell me something bad about him even though you're not certain it's true?"

The man shrugged, a little embarrassed.

Socrates continued. "You may still pass though, b ecause there is a third test - the filter of Usefulness. Is what you want to tell me about my student going to be useful to me?"

"No, not really."

"Well," concluded Socrates, "if what you want to tell me is neither True nor Good nor even Useful, why tell it to me at all?"

The man was defeated and ashamed. This is the reason Socrates was a great philosopher and held in such high esteem. It also explains why he never found out that Plato was banging his wife.
19/7/15 10:34:20 am: Kwee! Chang: 😂😂😂 very wise
19/7/15 10:34:52 am: Kwee! Chang: This incident is known as the test of three.


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Saturday, July 11, 2015

National Day Deals

10/7/15 8:07:01 pm: Kwee! Chang: National Day Deals:
7 Aug: sentosa song of the sea free
8 Aug : sentosa merlion (lookout) free
9 Aug: fort siloso free guided tour
10 Aug : cable car free ride
Science Centre Singapore : Free

Singapore Botanic Gardens : Free except orchid garden $5

All museums : Free for Singapore citizens and PR

ActiveSG swimming pool and fitness room : Free

Marina Bay Sands Skating Rink : Free on 7-9 Aug

Terms & conditions apply

Jurong Bird Park : 50% discount

Garden by the Bay
Flower Dome: 50% discount
Cloud Forest : 50% discount

Singapore Zoo, River Safari & Night Safari : 50% discount

Wild Wild Wet : 50% discount

Singapore Sports Hub : A lot of activities in Aug

National Day : free bus and MRT rides
7 Aug: sentosa song of the sea free
8 Aug : sentosa merlion (lookout) free
9 Aug: fort siloso free guided tour
10 Aug : cable car free ride
Science Centre Singapore : Free

Singapore Botanic Gardens : Free except orchid garden $5

All museums : Free for Singapore citizens and PR

ActiveSG swimming pool and fitness room : Free

Marina Bay Sands Skating Rink : Free on 7-9 Aug

Terms & conditions apply

Jurong Bird Park : 50% discount

Garden by the Bay
Flower Dome: 50% discount
Cloud Forest : 50% discount

Singapore Zoo, River Safari & Night Safari : 50% discount

Wild Wild Wet : 50% discount

Singapore Sports Hub : A lot of activities in Aug

National Day : free bus and MRT rides


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Wednesday, July 8, 2015

Fwd: Singapore is 8th Most Indebted Nation in the World !


---------- Forwarded message ----------
From: Leslie Chang <lesliecck@gmail.com>
Date: Wed, Jul 8, 2015 at 12:15 AM
Subject: Fwd: Singapore is 8th Most Indebted Nation in the World !
To:


Here is an interesting reply

The government had done it, if you look at the facilities of the current schools, Uni-institution, Polys, and ITE.
You can't denial that the government never do, Ask yourself with the school fees that you ditch out monthly, is that enough for the operation and construction cost?  Government have not make it loud enough for everybody to be heard.  Yet some of the citizen choose and pick even they have not make a little effort themselves.

Open the senses, you will experience the different.  These cannot be too obvious as it has some repercussion to consider too, be more multi-dimension.  And not just look at debts alone.  To be able to loan that much, is a honor that "trusted" our trade mark by others.  Try other country, they might not able to do it.  As the investor, they might not look at other factors, but for sure, we all knew how the economics intertwine with every aspect of a society that makes the economical structure of this world.  How delicate is to move a parameter to affect the others.  Not to mention that investor that quotes, whether is he that integrated with the community or just based on hear say or press data?  Worst, with a specific motive?  The world is integrated as all knew, war is trans-countries, equity markets changes the international markets in nano-second, and how can one just put debt published alone make a stand, whether is 1 or 8, all has a different meaning, but statistically point of view are always shallow that trained to see only in one perspective that required by the force to compare for the publication needs. 

Give a different view, things looks brighter instead of gloomy. haha..

As our government always practice positive thinking and look at the bright side with a vision that create what we want to be, instead of letting the world tared you apart.  It might make a happy feeling for a small group of pessimism people that always predict the worst.  But the impact could be devastating.

Singapore is a good testimonial for the law of universe that says "there is no prayer that goes UN-answered", if you are wise, "Believe" is the key and the law will act.  This is the secret of the Daishonin Teaching, not only work for people that practiced, it should work for all.  That justified the law is always constant if you believe in it.  Its compassionate love, in the eyes of law everything is equal. 

regards,
Ocean  
  

On Sat, Jul 4, 2015 at 3:57 AM, Leslie Chang <lesliecck@gmail.com> wrote:




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Begin forwarded message:


Subject: FW: Singapore is 8th Most Indebted Nation in the World !

Hi,

Perhaps those who are good in finance can interpret this.

Regards,



Subject: Fw: Singapore is 8th Most Indebted Nation in the World !




Pls see attached latest article from reputable Fortune magazine.
Harre Singh D'Thakur

Yes, as a fund manager myself , I was shock at 16/8/2011 issue of
Fortune Magazine that showed Singapore has a sovereign debt of US$254
billion(95% of GDP). At 8th position, we are just behind 7th position
USA (indebtedness of US14.3 trillion - 99% of GDP). Japan is No. 1
with  indebtedness of US$13.8 trillion(234% of GDP). Guess we were all
in the dark - the size of our govt.'s sovereign indebtedness.

Japan is OK as it borrowed 100% from its own citizen (thru' Postal
Savings Accounts) and its debt is in Yen(no FX risks).

US debt is 32% foreign-owned and is in US$(no FX risks). US Fed (as a
Central Bank) can print US $ notes to pay any coupons & fulfill all
treasuries redemption if worst comes to worst. Like Japan, USA can
NEVER default as they both can print Yen and US$ respectively to repay
ALL sovereign debts/obligations they owned locally and to foreigners
alike.

Singapore govt. borrowed S$ from our CPF thru MAS/govt long term
bonds. The bulk (no one outside PMO/GIC/Temasek know the figure) is
converted to foreign currencies(with FX risks) and invested overseas.
Late ex-President Ong TC tried but failed to get such info, despite
govt. denial. These foreign investment is subject to FX risks and as
MAS cannot print S$ at will (under Currency Board regime), Singapore
govt. is limited in its response to adverse FX risks and may not have
enough to repay CPF Board in S$ at the end of the day. We may not
default, but our diminished foreign investment in S$ terms may face a
huge shortfall ! !

Did you folks give permission to govt. too ?

Compared with Norway, Sweden, China, Saudi Arabia, Kuwait and UAE that
have invested sovereign funds overseas, our GIC's and Temasek's
returns are much lower (notice how GIC/Temasek always FAILED to
provide comparison of their annual performance with others). These
were always reported in absolute and not bench-marked. Bet you - they
would not fail to highlight their out-performance against these
foreign sovereign funds if these were so !

The govt. should use our CPF money to invest locally in more schools &
universities(generous subsidies/scholarship to citizens only), more
subsidised HDB flats(citizens only), more hospitals & medical training
capabilities(citizens only) and better transport, etc. These are good
and safe infrastructure investment on this island-state and is in S$ -
there is also no FX risks, just like Japan and USA.

Therefore, people......vote wisely.













--
Regards,

Mr Chang C.L.

Tuesday, July 7, 2015

Benefits of Eating fruits

7/7/15 1:13:35 am: Kwee! Chang: 🍇🍉🍎🍏🍊🍈🍋🍌🌽🍅🍆🍠🍍🍐🍑🍓🍒🍊🍏🍎🍉🍇🍋🍌🌽🌽🍅🍆🍠🍒🍓🍑
Please share this post as much as possible.

Eating Fruit on Empty Stomach

This will open your eyes ! Read to the end and then send it on to all on your e-list. I just did !

Dr Stephen Mak treats terminal ill cancer patients by an "un-orthodox" way and many patients recovered.

Before he used solar energy to clear the illnesses of his patients, he believes on natural healing in the body against illnesses. See his article below.

It is one of the strategies to heal cancer.
As of late, my success rate in curing cancer is about 80%.

Cancer patients shouldn't die. The cure for cancer is already found - its in the way we eat fruits.

It is whether you believe it or not.

I am sorry for the hundreds of cancer patients who die under the conventional treatments.

EATING FRUIT
We all think eating fruits means just buying fruits, cutting it and just popping it into our mouths.

It's not as easy as you think. It's important to know how and *when* to eat the fruits.

What is the correct way of eating fruits?

IT MEANS NOT EATING FRUITS AFTER YOUR MEALS!

FRUITS SHOULD BE EATEN ON AN EMPTY STOMACH

If you eat fruits on empty stomach, it will play a major role to detoxify your system, supplying you with a great deal of energy for weight loss and other life activities.

FRUIT IS THE MOST IMPORTANT FOOD.

Let's say you eat two slices of bread and then a slice of fruit.

The slice of fruit is ready to go straight through the stomach into the intestines, but it is prevented from doing so due to the bread taken before the fruit.

In the meantime the whole meal of bread & fruit rots and ferments and turns to acid.

The minute the fruit comes into contact with the food in the stomach and digestive juices, the entire mass of food begins to spoil.

So please eat your fruits on an *empty stomach* or before your meals !

You have heard people complaining :

Every time I eat watermelon I burp, when I eat durian my stomach bloats up, when I eat a banana I feel like running to the toilet, etc.. etc..

Actually all this will not arise if you eat the fruit on an empty stomach.

The fruit mixes with the putrefying of other food and produces gas and hence you will bloat !

Greying hair, balding, nervous outburst and dark circles under the eyes all these will *NOT* happen if you take fruits on an empty stomach.

There is no such thing as some fruits, like orange and lemon are acidic, because all fruits become alkaline in our body, according to Dr. Herbert Shelton who did research on this matter.

If you have mastered the correct way of eating fruits, you have the * SECRET * of beauty, longevity, health, energy, happiness and normal weight.

When you need to drink fruit juice - drink only * fresh* fruit juice, NOT from the cans, packs or bottles.

Don't even drink juice that has been heated up.

Don't eat cooked fruits because you don't get the nutrients at all.

You only get its taste.
Cooking destroys all the vitamins.

But eating a whole fruit is better than drinking the juice.

If you should drink the fresh fruit juice, drink it mouthful by mouthful slowly, because you must let it mix with your saliva before swallowing it.

You can go on a 3-day fruit fast to cleanse or detoxify your body.

Just eat fruits and drink fresh fruit juice throughout
the 3 days.

And you will be surprised when your friends tell you how radiant you look !

KIWI:
Tiny but mighty.
This is a good source of potassium, magnesium, vitamin E & fiber.
Its vitamin C content is twice that of an orange.

APPLE:
An apple a day keeps the doctor away?
Although an apple has a low vitamin C content, it has antioxidants & flavonoids which enhances the activity of vitamin C thereby helping to lower the risks of colon cancer, heart attack & stroke.

STRAWBERRY:
Protective Fruit.
Strawberries have the highest total antioxidant power among major fruits & protect the body from cancer-causing, blood vessel-clogging and free radicals.

ORANGE :
Sweetest medicine.
Taking 2-4 oranges a day may help keep colds away, lower cholesterol, prevent & dissolve kidney stones as well as lessens the risk of colon cancer.

WATERMELON:
Coolest thirst quencher. Composed of 92% water, it is also packed with a giant dose of glutathione, which helps boost our immune system.

They are also a key source of lycopene the cancer fighting oxidant.
Other nutrients found in watermelon are vitamin C & Potassium.

GUAVA & PAPAYA:
Top awards for vitamin C. They are the clear winners for their high vitamin C content.

Guava is also rich in fiber, which helps prevent constipation.

Papaya is rich in carotene; this is good for your eyes.
##################

Drinking COLD water or drinks after a meal = CANCER

Can you believe this ?

For those who like to drink cold water or cold drinks, this article is applicable to you.

It is nice to have a cup of cold water or cold drinks after a meal.

However, the cold water or drinks will solidify the oily stuff that you have just eaten.

It will slow down the digestion.

Once this 'sludge' reacts with the acid, it will break down and be absorbed by the intestine faster than the solid food.

It will line the intestine.

Very soon, this will turn into FATS and lead to CANCER !

It is best to drink hot soup or warm water after a meal.

A serious note about heart attacks.

HEART ATTACK PROCEDURE : ( THIS IS NOT A JOKE! )

Women should know that not every heart attack symptom is going to be the left arm hurting.

Be aware of intense pain in the jaw line.

You may never have the first chest pain during the course of a heart attack.

Nausea and intense sweating are also common symptoms.

Sixty percent of people who have a heart attack while they are asleep do not wake up.

Pain in the jaw can wake you from a sound sleep.

Let's be careful and be aware. The more we know the better chance we could survive.

A cardiologist says:
if everyone who gets this mail sends it to 10 people, you can be sure that we'll save at least one life.

So lets all do at least 1 good work today.
🍌🍎🍏🍊🍋🍒🍇🍉🍓🍑🍈🍐


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